11 Must-Know Facts For Investors Planning To Move To Canada

Canada is one of the most attractive destinations for global investors. With a strong economy, political stability, and a high quality of life, it's easy to see why many investors want to call Canada home. But before packing your bags, there are several important things you need to know. This blog covers key facts, steps, and expectations that every investor should understand before moving to Canada.

1. Canada Welcomes Business Immigrants

Canada encourages investors, entrepreneurs, and business owners to settle and grow their businesses here. The government has dedicated immigration programs that allow investors to become permanent residents. However, eligibility rules differ by program and province. Make sure you research well before choosing your path.

2. Know Your Options: Federal vs. Provincial Programs

There isn’t one single program for investors. You can apply through federal options like the Start-Up Visa or choose from Provincial Nominee Programs (PNPs). Each province has its own rules, investment amounts, and business activity requirements. Your decision will depend on your business plan, capital, and long-term goals.

3. Start-Up Visa Is Ideal For Innovative Entrepreneurs

If you have a new, scalable business idea and support from a Canadian venture capital fund, angel investor group, or business incubator, the Start-Up Visa might be right for you. This program focuses on innovation and long-term job creation in Canada.

4. PNPs Have Different Investment Requirements

Provincial programs often require a certain net worth, minimum investment, and business management experience. For example, some provinces may expect you to invest at least $200,000 in a new or existing business. You may also need to live in the province where you invest and actively manage the business.

5. No “Buy PR” Option In Canada

You cannot simply buy permanent residency by making an investment. Every business immigration program involves active participation. You must meet conditions such as running a business, creating jobs for Canadians, and showing performance results. These requirements are checked before permanent residency is granted.

6. Be Ready For A Two-Step Process

Most business immigration programs in Canada work in stages. First, you get a temporary work permit to start your business. After meeting all the performance conditions, you may apply for permanent residency. This process may take a few years. Planning your finances and personal arrangements ahead of time is essential.

7. Understanding Tax Rules Is A Must

Canada taxes worldwide income for permanent residents. Before moving, understand how your investments, savings, and global income will be taxed. Consult a Canadian tax advisor to help you manage your wealth legally and efficiently. Setting up your finances properly can save you a lot in the long run.

8. Due Diligence Is Critical

Before buying or starting a business in Canada, you must do your research. Understand the market, local competition, regulations, and customer needs. Many immigration programs expect you to submit a detailed business plan. Make sure your plan is realistic and aligned with local demands.

9. Language Skills Matter

Even though business doesn’t always require perfect language skills, having a good grasp of English or French is helpful. Some programs may even require language test scores. Language skills help you communicate with partners, customers, and employees, and also ease your personal life in Canada.

10. Business Support Is Available

Once in Canada, many government and private agencies offer support to help you succeed. You can get advice on business registration, taxes, hiring staff, and marketing. Take advantage of these services. Building a strong local network is one of the keys to doing well as a newcomer in Canada.

11. Plan For Your Family Too

If you’re moving with your spouse and children, it’s important to look into schooling, healthcare, and housing. Most business immigration streams allow family members to come with you. Your spouse can usually get an open work permit, and your children can attend public schools.

Conclusion

Canada offers great opportunities for investors who are serious about starting or growing a business. But it’s not a shortcut to permanent residency. To succeed, you’ll need to follow the rules, commit to building your business, and integrate into Canadian society. The better prepared you are, the smoother your move will be.