Starting July 29, 2025, Canada will require RCIP and FCIP applicants to show over 30% more in settlement funds before they can qualify.
Canada has made a major change for people planning to immigrate through the Rural Community Immigration Pilot (RCIP) and Francophone Community Immigration Pilot (FCIP). Starting July 29, 2025, applicants must show a much higher amount of savings before they can qualify. The required funds have gone up by over 30%, which means applicants need at least $2,544 more than before.
For a single applicant, the minimum funds needed jumped from $7,963 to $10,507. That’s a 31.94% increase. The required amount varies depending on family size.
New Settlement Fund Requirements
Here’s the updated breakdown for applications submitted after July 29:
Family size counts you, your spouse or partner, and all dependent children. This includes dependents who are Canadian citizens or permanent residents, and even if they are not coming to Canada with you.
Acceptable Proof of Funds
IRCC accepts proof in the form of bank statements, bank drafts, cheques, or money orders. Applicants must have this money available both at the time of application and when their permanent resident visa is issued.
About RCIP and FCIP
The RCIP and FCIP are special immigration routes for people who want to settle in rural areas or French-speaking communities outside Quebec. These programs help local employers deal with labour shortages by bringing in skilled workers from abroad.
To qualify, applicants must have a job offer from an approved employer in one of the participating communities. That offer needs to be supported by a local economic development organization. Applicants also have to meet requirements for education, work experience, language skills, and settlement funds. For the FCIP, proof of French language ability is essential.
Where These Programs Operate
Right now, 14 rural communities take part in the RCIP, and six communities participate in the FCIP. Each community focuses on priority sectors and jobs that match its economic goals.
If someone meets all the requirements, they can apply for permanent residence directly to the federal government. They may also apply for a work permit so they can start working while their PR application is processed.
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